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The Business Letter Subprime Lending And Much More

The Business Letter Subprime Lending And Much More

Organizations also needs to review their prices structures to ensure they don’t discriminate against individuals for a prohibited foundation, or based on the precise location of the property in breach of this Equal Credit chance Act (ECOA), the Fair Housing Act (FHA), or Massachusetts anti-discrimination and anti-redlining statutes, including G.L. C. 151B and c. 183, s. 64. The practice of billing overages (recharging an increased rate of interest, origination cost, or quantity of points on that loan for several borrowers than is charged for the loan that is same with other borrowers in identical time frame) is allowed unless the training violates the ECOA or FHA. Continue reading The Business Letter Subprime Lending And Much More